The Lock, Stock and Barrel Listing

She put the whole pretty package on the market, and sold it eight months later “fully furnished down to the sheets, the pots and pans, the towels on the rack and the books on the shelves,” Ms. Fisher recalled. “And I got full price.”

Now she is trying the same approach with her waterfront contemporary in Westport. Freshly renovated and decorated, the house is for sale in the most expansive sense of the word. The price includes everything in it: the bright white furnishings, the billiard table, the rattan deck ensemble, and every single decorative item, from wall sconces to framed Buffalo Bill comic-book covers.

Long common in resort and second-home communities, the practice of selling houses with all the furnishings is turning up more frequently in the high-end market of Fairfield County. Buyers who are averse to spending time or money making over and outfitting a house are being offered the added enticement of not having to do either.

“This way they can avoid the disruption of waiting 16 weeks for a coffee table,” said Susan Engel, a broker at Brotherhood Higley in New Canaan. “You can always change it and make it your own later. It’s a time thing; it’s not a taste thing.”

Agents have long known that looks can sell a house — hence the proliferation of stagers, who strip away clutter and personal items, leaving buyers room to imagine their belongings inside.

Offering a house fully furnished is, in effect, the opposite of staging, said Ms. Engel, in that buyers must project themselves into surroundings filled with someone else’s carefully selected and artfully arranged belongings. “And if it makes you look good,” she added, “you’ll buy into it.”

She is currently sharing a listing on a historic colonial in downtown New Canaan that failed to find a buyer when it was offered for more than $4 million in 2008. The place intimidated some buyers who couldn’t easily envision decorating an antique home themselves, Ms. Engel said.

So she has made it less daunting by offering the professionally decorated five-bedroom house, listed for $3.295 million, with its traditional American décor in place. This time around, the old-timer comes complete with wingback chairs, the wall of leather-bound volumes (most in German or French), the floor-length floral curtains, even the kitchen cookbooks. Everything is included but the sports car in the garage.

If the décor is not to everyone’s taste, Ms. Engel said, at the same time, “nothing’s ugly.”

Houses sold completely furnished account for a sliver of the high-end market in Greenwich, according to Barbara Wells, a Realtor at Prudential Connecticut Realty.

But if lock, stock and barrel purchases are unusual, offers on individual items — the brass carpet rods on the stairs or the dining room chandelier — are not.

Ms. Wells was recently involved in the sale of a 10,000-square-foot house in Greenwich in which the buyers negotiated to keep not just the light fixtures and the draperies, but also the seating in the theater room.

“It just makes life so much easier,” she said. “They have to have great jobs to afford these houses, and they’re very busy.”

That was Ms. Fisher’s thinking when she decided to invest several hundred thousand dollars in remodeling her Westport property. Built in the 1970s, the house used to be “dreary and depressing,” she said. Now, the whitewashed interiors have been redone in a subtle nautical theme.

Situated on nearly three acres on Sasco Creek, with a view beyond of Long Island Sound, the house is listed for $4.395 million.

“We’re gearing it toward a specific buyer: a senior couple, probably boaters,” said Anthony Ardino, who is listing the property for William Raveis Real Estate. “We thought that by appointing the house, somebody would want to come in and just drop their bags.”

But neither Mr. Ardino nor Ms. Engel actually expects a sale with all contents included. Their mission is to use the décor to sell the surroundings.

A house that recently sold on Oenoke Ridge in New Canaan for $6.5 million was completely refurbished for sale and offered with all of its furnishings. The couple who bought it did not want them, however, because they had more modern pieces that fit the house well, Ms. Engel said.

A difficulty in marketing a house that comes fully decorated and furnished is finding the right terminology for her sophisticated Fairfield County clientele, she added. She doesn’t want words that suggest the bland hotel décor of furnished vacation properties in Florida.

Local multiple listing services don’t have a category for ready-to-move-in, just-bring-yourselves houses, and she is trying to come up with the language.

“If I put a banner on my ad that said fully furnished,” she said, “buyers would recoil. It would be like saying, ‘Fast food.’ ”